Terms of Service

Effective Date: March 9, 2026

1. Agreement to Terms

By accessing and using Apex Life ("Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Apex Life for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modifying or copying the materials
  • Using the materials for any commercial purpose or for any public display
  • Attempting to decompile or reverse engineer any software contained on Apex Life
  • Transferring the materials to another person or "mirroring" the materials on any other server
  • Removing any copyright or other proprietary notations from the materials
  • Transmitting the materials over a network without our consent
  • Selling, trading, or exploiting for any purpose the materials on Apex Life

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Apex Life at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. User Accounts and Responsibilities

When you create an Apex Life account, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account information and password and for restricting access to your computer. You are responsible for all activities that occur under your account.

You agree to notify Apex Life immediately of any unauthorized use of your account or any other breach of security. Apex Life will not be liable for any loss or damage arising from your failure to provide accurate information or to keep your account information secure.

4. User Conduct

You agree not to use Apex Life for any purpose that is unlawful or prohibited by these terms. Specifically, you agree not to:

  • Harass or cause embarrassment or distress to any person
  • Disrupt the normal flow of dialogue within Apex Life
  • Post or transmit obscene, indecent, profane, hateful, or racist content
  • Post or transmit spam, chain letters, or unsolicited advertisements
  • Attempt to gain unauthorized access to restricted areas of Apex Life
  • Transmit viruses or malicious code
  • Use automated tools to scrape or harvest data from Apex Life

5. Content Ownership and Intellectual Property

All materials on Apex Life, including text, graphics, logos, images, audio clips, digital downloads, and data compilations are the property of So Smart Apps LLC or its content suppliers and are protected by international copyright laws.

You retain all rights to any content you submit to Apex Life (your "User Content"). By submitting User Content, you grant Apex Life a worldwide, non-exclusive, royalty-free license to use, copy, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content in connection with providing and promoting the Service.

You represent and warrant that you own or have the necessary rights to the User Content you submit and that its use by Apex Life does not violate any third-party intellectual property rights.

6. Health Information Disclaimer

APEX LIFE IS NOT A MEDICAL DEVICE AND DOES NOT PROVIDE MEDICAL ADVICE.

Apex Life provides wellness insights and coaching recommendations based on your tracked health data and behavioral patterns. These recommendations are for informational purposes only and should not be considered medical advice, diagnosis, or treatment.

Always consult with qualified healthcare professionals before making significant changes to your health, medication, exercise, or diet. Apex Life is not responsible for adverse health outcomes resulting from the use of our Service or reliance on our coaching recommendations.

If you have a medical condition or are taking medications, consult your healthcare provider before using Apex Life or making changes based on our recommendations.

7. Third-Party Integrations

Apex Life integrates with third-party services including Apple Health, Garmin, Strava, Spotify, Plaid, Google Calendar, and others. Your use of these integrations is governed by the respective third-party terms of service and privacy policies. Apex Life is not responsible for the operation, accuracy, or availability of third-party services.

You acknowledge that we are not liable for any loss or damage arising from the use of third-party services or data provided by third parties. You are solely responsible for authorizing access to your third-party accounts.

8. Disclaimer of Warranties

Apex Life is provided on an "AS IS" and "AS AVAILABLE" basis without any representations or warranties, express or implied. Apex Life makes no representations or warranties of any kind, express or implied, as to the operation of the Service or the information, content, or materials included on the Service.

To the fullest extent permissible by applicable law, Apex Life disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose.

9. Limitation of Liability

In no event shall Apex Life, So Smart Apps LLC, or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Apex Life, even if Apex Life or an authorized representative has been notified orally or in writing of the possibility of such damage.

Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

10. Accuracy of Materials

The materials appearing on Apex Life could include technical, typographical, or photographic errors. Apex Life does not warrant that any of the materials on its website are accurate, complete, or current.

Apex Life may make changes to the materials contained on the Service at any time without notice. However, Apex Life does not commit to updating the materials.

11. Links

Apex Life has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Apex Life of the site. Use of any such linked website is at the user's own risk.

12. Modifications to Terms

Apex Life may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

13. Governing Law

The materials appearing on Apex Life are governed by and construed in accordance with the laws of the United States, and you irrevocably submit to the exclusive jurisdiction of the courts located in the United States.

14. Subscription and Billing

Apex Life may offer subscription services. By subscribing, you agree to pay the stated subscription fee. Subscription terms and renewal policies will be provided at the time of purchase. Apex Life may change subscription fees with 30 days' written notice.

Free trials or promotional periods may be offered. After the trial period ends, you will be charged at the then-current subscription rate unless you cancel before the trial ends.

15. Termination

Apex Life may terminate or suspend your account and access to the Service immediately, without prior notice or liability, if you breach any material term of these Terms of Service, violate applicable law, or engage in conduct Apex Life deems harmful or inappropriate.

You may terminate your account at any time by contacting [email protected]. Upon termination, your right to use the Service will immediately cease.

16. Data Privacy and Security

Your use of Apex Life is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.

17. Contact Information

If you have any questions about these Terms of Service, please contact us at:

So Smart Apps LLC
Email: [email protected]